401(k) Services2024-05-13T21:20:51+00:00
401(k) Plan Administration Services

Your search for an expert partner to help administer your 401(k) plan ends here

Our retirement plan consultants work with you to navigate the complexities of plan administration and keep your plan compliant.

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Trusted Plan Consultants support your 401(k) plan needs today and down the road

Trusted Plan Consultants support your 401(k) plan needs today and down the road.

From plan design to administration, Definiti has the expertise to help you navigate all the changes to you 401(k) plan.

Industry-leading experience

Our retirement consultants across the country have designed, implemented, and administered 401(k) plans for thousands of businesses.

Highly versatile services

3(16) fiduciary services, recordkeeping, actuarial consulting and more—we do it all here.

Easy access to retirement experts

Personalized plan design backed by in-house document specialists, actuarial consultants, ERISA attorneys, and more, when you need them.

Regulatory compliance support

Our Retirement Plan Consultants (or RPCs) help you stay on top of regulatory guidelines and prepare your signature-ready government filings, including Form 5500.

Industry-leading experience

Our retirement consultants across the country have designed, implemented, and administered 401(k) plans for thousands of businesses.

Highly versatile services

3(16) fiduciary services, recordkeeping, actuarial consulting and more—we do it all here.

Easy access to retirement experts

Personalized plan design backed by in-house document specialists, actuarial consultants, ERISA attorneys, and more, when you need them.

Regulatory compliance support

Our Retirement Plan Consultants (or RPCs) help you stay on top of regulatory guidelines and prepare your signature-ready government filings, including Form 5500.

Industry-leading experience

Our retirement consultants across the country have designed, implemented, and administered 401(k) plans for thousands of businesses.

Highly versatile services

3(16) fiduciary services, recordkeeping, actuarial consulting and more—we do it all here.

Easy access to retirement experts

Personalized plan design backed by in-house document specialists, actuarial consultants, ERISA attorneys, and more, when you need them.

Regulatory compliance support

Our Retirement Plan Consultants (or RPCs) help you stay on top of regulatory guidelines and prepare your signature-ready government filings, including Form 5500.

Partnering with employers from coast-to-coast

Number of 401(k) retirement plans in the Definiti portfolio

Number of participants represented in these plans

Number of assets managed in these plans

Definiti makes retirement plan administration stress-free and easier to manage

Definiti’s nationwide team of retirement plan consultants can translate complex regulations and help you navigate changing business needs to create and operate a plan that’s right for you. Workplace retirement plans that partner with a TPA like Definiti are healthier, have higher participation and higher contribution rates than those plans that go it alone.

When you partner with Definiti as your TPA, you’ll receive:

Definiti’s nationwide team of retirement plan consultants can translate complex regulations and help you navigate changing business needs to create and operate a plan that’s right for you. Workplace retirement plans that partner with a TPA like Definiti are healthier, have higher participation and higher contribution rates than those plans that go it alone.

When you partner with Definiti as your TPA, you’ll receive:

Expertise

Clear guidance from in-house ERISA attorneys and actuaries on complex provisions and legislative changes.

Partnership

Strong partnerships with top recordkeepers who track your plan’s assets.

Simplicity

Straightforward plan compliance, IRS testing, and asset reconciliation to put your mind at ease.

Versatility

Signature-ready Form 5500, complete nondiscrimination tests and other regulatory support.

Benefit from Definiti’s experience with defined contribution plans

Definiti offers a variety of custom plan designs paired with expert, friendly service from a designated Retirement Plan Consultant (or RPC) to meet all your plan needs.

A workplace retirement plan that allows employees to contribute a portion of their compensation to individual accounts tax-deferred.

Key Features:

  • Employers benefit in lower taxable income based on employer contributions
  • Available tax credits on new plans can save small business up to $5,000 more each of the first three plan years
  • Eligible employees can be automatically enrolled in the plan

Employers can choose which match option works best for employee contributions.

Key Features:

  • Highly compensated employees can make the maximum allowable contribution each year
  • Safe harbor plans can avoid certain 401(k) compliance testing each year
  • Employers can choose how to match employee contributions

Advanced plan design, including new comparability, may allow for higher contributions to owners and key employees while minimizing overall employer contribution costs.

Key Features:

  • Contributions to a profit-sharing plan are made by the company only
  • Choosing a safe harbor feature with a profit-sharing plan may provide even more savings opportunities for owners and key employees while limiting specific nondiscrimination testing

Similar to a 401(k) plan, these plans are offered by certain 501(c)(3) tax-exempt organizations and public schools. Definiti can help you choose which plan works better for your organization.

Key Features:

  • Deferrals are not taxed until it is distributed
  • May offer a designated Roth account

Let’s talk

New to Definiti or not sure where to start? Tell us how we can help.

Let’s Talk

New to Definiti or not sure where to start? Tell us how we can help.

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