SECURE ACT Provisions
What You Need to Know
The Consolidated Appropriations Act, 2023 contained more than 90 provisions relating to retirement plan savings — the long-awaited SECURE 2.0. While Congress is still actively working to clarify some of these provisions, Definiti wants you to be aware of upcoming changes that may impact your plan.
Which plan is right for my workplace and people?
Which plan is right for my workplace and people?
It depends. We get to know you and your workplace inside and out, and offer advice on selecting and designing a plan that fits just right.
Is my plan compliant?
Is my plan compliant?
That’s the million-dollar question. We perform diligent compliance review and testing, so you know your retirement plan is sound in every way.
What if there’s a problem with my plan?
What if there’s a problem with my plan?
We monitor your plan and troubleshoot any issues that arise, so you can rest easy knowing we are keeping watch.
How is my plan performing?
How is my plan performing?
Our actuarial consultants provide comprehensive measurement of retirement plan status and risk, helping you make informed decisions.
Important Dates
Online Resources
Updates on SECURE 2.0 Provisions
This informative session discussed upcoming changes impacting Required Minimum Distributions, plan amendments and long-term part-time employees. The session also highlighted future provisions plan sponsors should consider, such as automatic enrollment and Roth catch-up contributions and was followed by a Q&A session.
The Federal Influence on Retirement Plans
Pat Toomey, U.S. Senator - Pennsylvania, Retired, shares perspectives on what comes next after SECURE 2.0 and tax matters related to retirement plans. Brian Graff, Chief Executive Officer from the American Retirement Association covers how financial advisors and third-party administrators, like Definiti, can help employees fill in the gaps on retirement savings needs and the future of U.S. retirement plans..
What’s Happening with SECURE 2.0?
Changes are happening in real time and it’s time to get ready for provisions that will be effective next year. Capital Group / American Funds shares a detailed analysis of what to watch for and how to get ready.
ERISA Connection: At Long Last, SECURE 2.0 Act Is Here
The SECURE Act changed the longstanding rule that permitted 401(k) plans to exclude long-term part-time employees.
INSIGHTS | Worth Watching: SECURE Act 2.0 and RISE & SHINE Act of 2022
On March 29, 2022, the House overwhelmingly passed Securing [...]
ERISA Connection: Including Long-Term Part-Time Employees in 401(k) Plans
The SECURE Act changed the longstanding rule that permitted 401(k) plans to exclude long-term part-time employees.
How will the SECURE Act Impact You?
On December 20, 2019, President Trump signed the SECURE [...]
